


Meet Nick Leonard, Commercial Loan Officer
Our team at Innovative Capital Corporation is excited to welcome our newest member, Nick Leonard. Nick is joining our Innovative Capital team from Hendricks County Bank and Trust (HCBT) as a Commercial Loan Officer. Nick’s experience in business management...
Are We in a Real Estate Bubble?
Homebuyers may worry the market is entering a real estate bubble due to record high housing prices, low inventory, and the prevalence of bidding wars. However, after surpassing the “mid-2000s housing-bubble high watermark of 11.9%” in April of 2021, economists predict...
Top Five Reasons Banks Turn Down Loan Applications
According to research, only 37% of small businesses apply for financing. Of the businesses that do apply, however, banks reject about 80%. Why might this be? Banks consider several factors in determining whether or not to approve a loan for a small business. These...
Who Will Give Me a Loan When No One Else Will?
The process of traditional lending typically involves a borrower visiting a financial institution and trusting a single banker to find the best rates and terms for their loan. This process can take months and, due to each lender’s strict guidelines and varying...