Partnerships that serve the client and the banker
Choices
So, what do you do when you can’t fund a client’s loan?
Do you refer to other commercial banks? Do you have alternative lending sources you trust?
Your client's success is our #1 priority
When you have to tell a client that their business loan is not bankable the rejection can be devastating to the banking relationship. When you refer loan rejections to Innovative Capital, we keep you in the loop throughout the process, ensuring that the banking relationship stays strong.
Revel Stark
Loan Officer
My goal is to develop the kind of long-term relationship with you that sets your relationship with your client up for success.
Keep the relationship, get them a yes when the bank gives them a no.
16%
of Small Business Owners said the reason behind their loan rejection was because they had no credit history or that the business was simply too young.
82%
of businesses that become insolvent blame cash flow for the demise of their business. Often, an infusion of cash can turn around what would otherwise cause a business to close its doors. Timing is everything.
23%
of corporate loan applicants with 1 to 499 employees were declined. Many of those companies already carry mortgages, HE lines of credit, and other debt that prevented them from obtaining funds they need.