Innovative Capital offers a range of loan types across the United States. Contact us today to see how we can help you achieve your financial goals.
Frequently Asked Questions
Also referred to as private capital, this is a loan funded by private individuals, mortgage pools, and insurance companies. Collateral in the form of real estate is utilized. Terms are agreed upon, and the lender funds the loan and records a deed against the property.
No restrictions on use of funds; interest-only in most cases; terms from 1–7 years; stated income options; challenged credit is often not an issue; and you do not give up ownership of your business.
Private Capital: 5–7 business days. Bank financing: 45–60 days.
We are a direct lender.
1) Connect to learn your needs. 2) Advise on options. 3) Devise a strategy. 4) Present to multiple banks. 5) Leverage our network for multiple offers. 6) Negotiate for the best financial solution.
Since we utilize a wide range of financing solutions, we will advise you of different options that may fit your scenario.
A safe rule of thumb is 30% down payment.
We leverage preferred rates from volume, present to multiple banks at once, negotiate fees and rates, and prepare files to reduce underwriting delays. When traditional financing isn’t available, in-house private capital can bridge the gap.
Ready for terms today?
Send the basics and we'll deliver options—often same day.