Multifamily loans provide financing for the acquisition, rehabilitation, and repositioning of apartment properties. Loan proceeds may be used for property improvements, deferred maintenance, unit renovations, and other business-related costs needed to increase occupancy and bring rents closer to market levels. Underwriting focuses on the property’s current and stabilized value, renovation budget, operating performance, borrower experience, and exit strategy. These loans offer flexible short-term capital for investors seeking to improve and stabilize multifamily assets.