by Beatriz Carias | Aug 14, 2022 | Alternative Lending, Commercial Banking, Insights & Articles
On June 1, 2022, the Federal Reserve (the Fed) started quantitative tightening: The process of withdrawing its support from the U.S. economy. This process may cause interest rates to rise, inflation to decline, as well as an array of other effects. All of these...
by Beatriz Carias | Aug 8, 2022 | Alternative Lending, Commercial Banking, Insights & Articles
How the Federal Reserve will Impact Market Liquidity In January of 2022, the Federal Reserve announced plans to reduce its balance sheet. This process will affect a variety of factors, including market liquidity. Let’s discuss how the Fed withdrawing its support from...
by Beatriz Carias | Jul 31, 2022 | Alternative Lending, Insights & Articles
In June 2022, the Federal Reserve made a bold move in its effort to reduce inflation by announcing the largest interest rate increase in nearly three decades. The Federal Reserve raised its benchmark interest rate by .75 of a percentage point. This is the most...
by Beatriz Carias | Jul 15, 2022 | Alternative Lending, Commercial Real Estate, Insights & Articles, Meet The Team
Our team at Innovative Capital Corporation is excited to welcome our newest member, Nick Leonard. Nick is joining our Innovative Capital team from Hendricks County Bank and Trust (HCBT) as a Commercial Loan Officer. Nick’s experience in business management...
by Beatriz Carias | Jun 12, 2022 | Alternative Lending, Commercial Real Estate, Insights & Articles
According to research, only 37% of small businesses apply for financing. Of the businesses that do apply, however, banks reject about 80%. Why might this be? Banks consider several factors in determining whether or not to approve a loan for a small business. These...
by Beatriz Carias | May 29, 2022 | Alternative Lending, Commercial Real Estate, Insights & Articles
The process of traditional lending typically involves a borrower visiting a financial institution and trusting a single banker to find the best rates and terms for their loan. This process can take months and, due to each lender’s strict guidelines and varying...
